Debt can feel like a shadow looming over every aspect of our lives, from the personal to the professional. It's that unwelcome guest at the dinner table, the constant nagging at the back of our minds. We label our experiences as 'good' or 'bad' days, and yet,...
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The Realities of Entrepreneurship: Why Money Matters for Business Owners
As an entrepreneur, you're often told it's not about the money—until there is none. That's when you realise that while money isn't everything, it certainly becomes the only thing when it's missing. This stark reality is something I've come to understand intimately...
10 Ways to Ensure Financial Growth in Business
Unless you are one of the few people who were lucky enough to receive a large inheritance, won the lottery, or married into money, you will need to create your own wealth. This is not the easiest of goals given the impact of loadshedding, stagnating economy, rising...
The time has come…put up your Prices!
Every year, without fail, you and I get letters from all sorts of corporate companies we deal with and every year, they all sing from the same hymn sheet: “Blah blah blah your new price increase will be X and you’ll now be paying more than before.” Your bank,...
“You guys are too busy to make money”
"You guys are too busy to make money" This statement took the wind out of my sails when our financial director said it to my partners and I in another business over a decade ago. He was 100% right, we were so busy trying to make our customers and our staff happy, we...
“It’s always about the money!”
I love it when people say to me: "but Harry, it's not about the money." Really?! Do you actually believe that? Now I'm the first to support that money isn't everything. There are a lot of things that are important. I’m also not saying that money should be your sole...
Crafting a Successful Business That Buys You Freedom
As we find ourselves in the month of Freedom, it is only apt that we reflect on what Freedom means for us in our businesses. To start with, a reminder that ActionCOACH's definition of a successful business is: “A Commercial Profitable Enterprise that runs without...
10 Ways to Manage Your Cash Flow and Grow Your Profit
In business, it’s not uncommon to have millions of Rands worth of turnover without generating adequate cash flow to support business growth. It’s a well-known fact that growth in any type of business consumes cash which according to Verne Harnish is the first law of...
Are You a Small Business Lone Ranger? Take Our 10-Question Quiz To Find Out!
So what exactly is a "Small Business Lone Ranger?" A "Small Business Lone Ranger" is a business owner who does all the work themselves. No matter how big or small the project, the Lone Ranger handles 100% of it. Either because they're afraid to let go of control or...